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Pay-Sidekick

Canadian take-home & RRSP planner.

Multi-jurisdictional Canadian tax math for 2024–2026 tax years. Plans variable pay with CRA Method B, projects bills + cash flow, and runs avalanche/snowball debt payoff simulations.

Federal, provincial, and territorial brackets — including CPP1/CPP2, EI, BPA clawback, Quebec abatement, and Ontario surtax. Verified 2024-2026 tax tables for every province and territory.

A bonus & commission withholding tool that follows the CRA Method B formula instead of marginal-rate guesses. Recurring bills expand against your pay schedule to show what each cheque actually clears. Compare avalanche, snowball, and custom-order debt payoffs.

Features
  • 01

    Federal + 13 jurisdictions

    Verified 2024-2026 tax tables for every province and territory.

  • 02

    CRA Method B variable pay

    Bonus and commission withholding follows the CRA formula, not marginal-rate guesses.

  • 03

    Cash-flow planner

    Recurring bills expand against your pay schedule to show what each cheque clears.

  • 04

    Debt simulator

    Compare avalanche, snowball, and custom-order payoffs. Track interest and months to zero.